{"id":21883,"date":"2024-04-16T09:13:49","date_gmt":"2024-04-16T07:13:49","guid":{"rendered":"https:\/\/bdg.io\/de\/?p=21883"},"modified":"2026-04-10T09:00:33","modified_gmt":"2026-04-10T07:00:33","slug":"whitepaper-integrated-financial-planning","status":"publish","type":"post","link":"https:\/\/bdg.io\/de\/en\/whitepaper-integrated-financial-planning\/","title":{"rendered":"Integrated Financial Planning"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"21883\" class=\"elementor elementor-21883 elementor-15913\" data-elementor-post-type=\"post\">\n\t\t\t\t<div class=\"elementor-element elementor-element-53e31528 e-flex e-con-boxed e-con e-parent\" data-id=\"53e31528\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-21e95e1c e-con-full e-flex e-con e-child\" data-id=\"21e95e1c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6260caff elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"6260caff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>INTEGRATED<br \/>FINANCIAL PLANNING<br \/>FOR MID-MARKET COMPANIES<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-76d5a1db elementor-widget elementor-widget-text-editor\" data-id=\"76d5a1db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>How to make your management sustainable and agile<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-df219ee e-flex e-con-boxed e-con e-parent\" data-id=\"df219ee\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-317ff6e6 e-con-full e-flex e-con e-child\" data-id=\"317ff6e6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f843dba elementor-widget elementor-widget-heading\" data-id=\"6f843dba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">A  new era for the CFO<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-210a2daf elementor-widget elementor-widget-text-editor\" data-id=\"210a2daf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The days when CFOs were just \u2018number crunchers\u2019 are over. Today, they are expected to have an entrepreneurial mindset, strategic impetus and the ability to react quickly to short-term market changes. The demands have increased, especially in medium-sized companies: Margin pressure, a shortage of skilled labour, supply chain problems and geopolitical uncertainties make precise financial management a matter of business survival. Integrated financial and profit planning shows the way here.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-64de3d6 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"64de3d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#whitepaper\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read the Whitepaper<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e53712f e-flex e-con-boxed e-con e-parent\" data-id=\"e53712f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-701cd9c e-con-full e-flex e-con e-child\" data-id=\"701cd9c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-107a526 elementor-widget-tablet__width-inherit elementor-hidden-tablet elementor-widget elementor-widget-image\" data-id=\"107a526\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"460\" src=\"https:\/\/bdg.io\/de\/wp-content\/uploads\/sites\/13\/PNL-1024x589.png\" class=\"attachment-large size-large wp-image-21887\" alt=\"\" srcset=\"https:\/\/bdg.io\/de\/wp-content\/uploads\/sites\/13\/PNL-1024x589.png 1024w, https:\/\/bdg.io\/de\/wp-content\/uploads\/sites\/13\/PNL-450x259.png 450w, https:\/\/bdg.io\/de\/wp-content\/uploads\/sites\/13\/PNL-768x441.png 768w, https:\/\/bdg.io\/de\/wp-content\/uploads\/sites\/13\/PNL-1536x883.png 1536w, https:\/\/bdg.io\/de\/wp-content\/uploads\/sites\/13\/PNL-2048x1177.png 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" title=\"\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b715b6b e-con-full e-flex e-con e-child\" data-id=\"b715b6b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a26d7b elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"0a26d7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What is integrated financial planning?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3bce75 elementor-widget elementor-widget-text-editor\" data-id=\"f3bce75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Integrated financial planning combines income statement, balance sheet and liquidity planning in a logical system. The aim is to visualise interactions between business development, financing and liquidity at an early stage and to make reliable decisions on this basis.<\/p>\n<p>Typical components of integrated financial planning are:<\/p>\n<ul>\n<li><strong>Profit planning (P&amp;L):<\/strong> Focus on sales, costs, gross profit, EBIT, etc.<\/li>\n<li><strong>Balance sheet planning:<\/strong> capital commitment, depreciation and amortisation, working capital<\/li>\n<li><strong>Liquidity planning:<\/strong> cash flows, financing balances, cash management<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<p>Isolated consideration of individual planning elements such as the P&amp;L is common in practice, but is not effective: integrated financial planning helps to be prepared for possible times of crisis and also to convince stakeholders. A holistic approach is essential.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-39e491ca e-flex e-con-boxed e-con e-parent\" data-id=\"39e491ca\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5b190364 e-con-full e-flex e-con e-child\" data-id=\"5b190364\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d38bb5 elementor-widget elementor-widget-menu-anchor\" data-id=\"2d38bb5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"whitepaper\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f966141 elementor-widget elementor-widget-text-editor\" data-id=\"4f966141\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><span style=\"background-color: #fff; padding: 0px; position: relative;\">Read the whole whitepaper now<br \/><\/span><\/h3>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f72781c elementor-widget elementor-widget-text-editor\" data-id=\"3f72781c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>&#8230; and learn more about the benefits of digitised, integrated financial planning:<\/p><ul><li><p>Less planning effort<\/p><\/li><li><p>Faster decision-making<\/p><\/li><li><p>Reduction of planning errors<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e6f9700 e-con-full e-flex e-con e-child\" data-id=\"4e6f9700\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-529039f elementor-widget elementor-widget-html\" data-id=\"529039f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<iframe \n  src=\"https:\/\/signal.bdg.io\/f\/337b0683-5531-4019-9fee-58467609d96c\" \n  width=\"100%\" \n  height=\"840\" \n  frameborder=\"0\"\n  style=\"border: none; border-radius: 8px;\">\n<\/iframe>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>With digitisation, the demands on medium-sized businesses are growing. Those who do not want to be left behind must be flexible and react quickly and precisely to economic developments. Integrated success and financial planning leads the way.<\/p>\n","protected":false},"author":22,"featured_media":21885,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"elementor_header_footer","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[157],"tags":[152],"class_list":["post-21883","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-whitepaper-en","tag-finance-en"],"_links":{"self":[{"href":"https:\/\/bdg.io\/de\/en\/wp-json\/wp\/v2\/posts\/21883","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bdg.io\/de\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bdg.io\/de\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bdg.io\/de\/en\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/bdg.io\/de\/en\/wp-json\/wp\/v2\/comments?post=21883"}],"version-history":[{"count":30,"href":"https:\/\/bdg.io\/de\/en\/wp-json\/wp\/v2\/posts\/21883\/revisions"}],"predecessor-version":[{"id":25026,"href":"https:\/\/bdg.io\/de\/en\/wp-json\/wp\/v2\/posts\/21883\/revisions\/25026"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bdg.io\/de\/en\/wp-json\/wp\/v2\/media\/21885"}],"wp:attachment":[{"href":"https:\/\/bdg.io\/de\/en\/wp-json\/wp\/v2\/media?parent=21883"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bdg.io\/de\/en\/wp-json\/wp\/v2\/categories?post=21883"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bdg.io\/de\/en\/wp-json\/wp\/v2\/tags?post=21883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}